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What is an IVA?

An Individual Voluntary Arrangement (IVA) is an accepted and manageable solution to severe debt and the threat of bankruptcy: backed by Government legislation, an IVA is designed to help you to get out of debt by reaching a legally binding agreement with your creditors that freezes interest charges and enables you to pay back only what you can afford, over a set period (usually 60 months).

An IVA can only be set up by Licensed Insolvency Practitioners. Our team of IVA specialists have helped thousands of people to sort out their debt problems.

How can an IVA help me?

An IVA means that you could:

  • Only pay back what you can afford
  • Protect your home from creditors
  • Write off as much as 70% of what you owe
  • Freeze interest and charges
  • Avoid legal action such as bankruptcy
  • Stop letters and phone calls from creditors

Get FREE IVA advice now

We understand how stressful being in debt can be and how impossible it seems to sort it out alone. Don’t: one FREE call to our expert advisers and you can get no-obligation, expert advice on the best financial solution to suit your circumstances. We’ll take down your details (in confidence of course) and provide a sympathetic, realistic and affordable solution that’s tailored to your needs.

Call us today on the number below or make an online enquiry using the FREE call back form on this page.

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Call freephone: 0800 161 3516

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Subject to eligibility and acceptance, debt write-off applies on completion of an Individual Voluntary Agreement, alternative solutions may be offered. Fees payable. Your ability to obtain credit will be affected. Homeowners may be required to remortgage during the term. Calls may be recorded.

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