Call free for debt management, debt help & advice

What is an IVA?

An Individual Voluntary Arrangement (IVA) is an accepted and manageable solution to severe debt and the threat of bankruptcy: backed by Government legislation, an IVA is designed to help you to get out of debt by reaching a legally binding agreement with your creditors that freezes interest charges and enables you to pay back only what you can afford, over a set period (usually 60 months).

An IVA can only be set up by Licensed Insolvency Practitioners. Our team of IVA specialists have helped thousands of people to sort out their debt problems.

How can an IVA help me?

An IVA means that you could:

  • Only pay back what you can afford
  • Protect your home from creditors
  • Write off as much as 70% of what you owe
  • Freeze interest and charges
  • Avoid legal action such as bankruptcy
  • Stop letters and phone calls from creditors

Get FREE IVA advice now

We understand how stressful being in debt can be and how impossible it seems to sort it out alone. Don't: one FREE call to our expert advisers and you can get no-obligation, expert advice on the best financial solution to suit your circumstances. We'll take down your details (in confidence of course) and provide a sympathetic, realistic and affordable solution that's tailored to your needs.

Call us today on the number below or make an online enquiry using the FREE call back form on this page.

Find out if you qualify for an IVA

Take our simple debt test and we'll give you an instant recommendation on the best way of tackling your debts.

Tell us your situation

Tell us about you

Your privacy is important to us. All correspondence is held in strict confidence and we only request information required to find the best debt solution for you.
Gregory Pennington can offer you a range of debt solutions, all specially tailored to suit your individual needs & circumstances. These include:

Speak to an expert today
Call freephone: 0800 161 3516

Debt News Stories

Negative equity `could last for four more years` - 01/09/2010
Tens of thousands of homeowners who bought their home during the `housing boom` could be in negative equity for another ...
Debt rises in July - 01/09/2010
In July, British consumers took on more debt than they repaid, according to the Bank of England. ...
Cost of student debt to rise - 27/08/2010
The Student Loans Company (SLC) has confirmed that interest rates on student loans will increase - meaning millions of people ...

© 2009 Gregory Pennington Ltd. Pennington House, Carolina Way, South Langworthy Road, Salford M50 2ZY. Company Registration No. 2855061
Registered in England and Wales