Our think banking bank account is unlike any other account available. It offers all the benefits of having your monthly finances taken care of by real people, who will work with you to make sure your regular bills and commitments are paid.

Benefits of the account:
An end to bank charges
Say goodbye to unauthorised overdraft fees or charges for bounced payments and say hello to stress free banking.
By managing your money on your behalf we make sure your monthly bills and payments are taken care of.
With the think banking bank account you can rest assured that you won't receive any charges for unauthorised overdrafts or unpaid direct debits, plus you get your own Personal Money Manager helping you manage your finances. All this and more for just £12.50 per month and a one-off £25 set-up fee. Great news for joint account holders! You can have an additional second card for only £5 per month.
How do I set up a think banking bank account?
Setting up an account is quick and easy - simply call one of our dedicated banking advisers on Freephone: 0800 161 3516.
For more information on the think banking bank account please visit: www.thinkbanking.co.uk
![]()
Gregory Pennington are founder members of DEMSA (Debt Managers Standards Association).
DEMSA are the first trade body within the finance industry to successfully secure approval for its code of practice under the OFT Consumer Codes Approval Scheme (CCAS).

The thinkbanking account is a managed bank account service held with the Royal Bank of Scotland Group but managed and provided by Think Banking Ltd. thinkbanking is an independent company and is not part of The Royal Bank of Scotland Group.
We won't charge you for internet banking or text updates, but your usual service provider rates will apply
The think banking card is issued by Newcastle Building Society pursuant to licence by MasterCard International Incorporated or its affiliates. Newcastle Building Society is authorised and regulated by the Financial Services Authority and is entered in the Financial Services Authority Register under Registration No. 156058
© 2009 Gregory Pennington Ltd. Pennington House, Carolina Way, South Langworthy Road, Salford M50 2ZY. Company Registration No. 2855061
Registered in England and Wales.