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Debt Management - Get out of debt

"Combine your debts into one affordable monthly payment with our Debt Management Programme."

At Gregory Pennington, we understand debt. We know how easy it is to slide into unmanageable debt, but most importantly, we know how to get you out of debt.

We understand the importance of one-to-one debt help and debt advice. Every one of our clients gets their own Personal Finance Manager – their single point of contact, who helps them to get the most from their debt management plan.

Our debt management, debt help & debt advice services include:

Debt management

Turn your debts into one affordable monthly payment. We'll talk to your creditors on your behalf.

Individual Voluntary Arrangements (IVAs)

An IVA can write off the unsecured debt you can't afford to repay – stick to the repayment plan and you'll be debt free in (normally) 5 years.

Debt consolidation

Reduce your monthly payments, simplify your finances and potentially benefit from a lower interest rate. We could help you consolidate debts today.

About debt management

The Debt Management Programme could be an ideal way to turn your loans, credit cards, store cards and overdrafts into one affordable, single monthly payment so that you can pay off your debts and get on with your life.

Turning your debts into one single monthly payment makes your finances much easier to manage. We will also speak to your creditors in order to negotiate reduced payments and request that the interest and charges are stopped or reduced. Whilst we can't guarantee they'll agree to it, this would mean your monthly payments go towards clearing your actual debt rather than covering only the interest and charges.

One of the UK's first debt management companies

Over 40,000 people already have an affordable monthly payment solution with our Debt Management Programme and our Debt Help & Debt Advice stems from over 15 years in the debt management industry.

Tell us about your financial situation. We'll review your debts, discuss your options and help you to decide if Debt Management is the best solution for you.

A professional, personal touch to managing your debts

Imagine having your own expert on call who will take care of all your financial commitments, deal with your creditors, provide expert debt advice and make sure that your programme is always right for you. With a Gregory Pennington Debt Management Programme, we believe you'd rather deal with a person instead of a faceless organisation, so all our Debt Management clients get their own named Personal Finance Manager (and their direct dial number) who is there to personally look after your programme.