Solutions to your debt problems

As part of the Think Money Group, one of the largest and longest established UK debt specialists, we’ve helped hundreds of thousands of people find the right solution to their debt problems.

Because every client’s situation is different and we have many alternative ways to solve debt problems, our expert advisers will only recommend a solution when they have discussed your needs and circumstances with you (in confidence and without obligation). This means you can rest assured you’ll get FREE, expert advice that’s based on us looking at all the options available and finding the one that suits you best.

Which debt solution is best for you?

Debt Management Programme

As a leading debt management company, Gregory Pennington has helped many thousands of clients to turn unmanageable debts from store cards, credit cards, loans and overdrafts into an affordable, lower monthly payment. As well as managing all dealings with your creditors, we can often negotiate to freeze or reduce interest and charges, meaning that your Debt Management Programme can tackle the debt itself, rather than the interest alone.

With debt management you can

• Stop demands from creditors
• Reduce or freeze interest and charges
• Take control of debts without a loan
• Pay one affordable monthly payment
• Know exactly where you stand

Call our debt management experts FREE on 0800 161 3516

Or click here to find out more about our Debt Management Programme.

Debt Consolidation

Many customers come to us because they are paying out more than they need in interest due to the high rates on credit cards, store cards and other debts. By combining all these debts into a single, lower-rate consolidation loan you could reduce the interest you’re paying and turn multiple debts into one single, manageable monthly payment.

Call our debt consolidation experts today or click here to find out more.

Debt Consolidation Remortgage solution

Why struggle with debts when you could release some of the cash tied up in your home and pay them off? Our Debt Consolidation Remortgage specialists will advise on how you could pay off your debts with a remortgage - and still end up paying less each month than you pay now!

Click here to find out more about Remortgaging

Individual Voluntary Arrangements (IVAs)

An IVA is a real alternative to bankruptcy for those with debts of £15,000 or more. Backed by Government legislation, it allows you to reach a legally binding agreement with your creditors (administered by an Insolvency Practitioner) where you only need pay back what you can afford, over a fixed period, which is usually five years. Once the IVA is completed, any remaining debt is then written off – leaving you debt free.

Our specialist IVA division will deal with every aspect of your IVA, including all negotiations with creditors and the day-to-day administration of your agreement through to its completion.

Click here to find out about IVAs

Bank Accounts

Managing your money and meeting your financial commitments takes lots of careful planning and self-discipline. So how do you cope if you're unable to get a high street bank account because of an adverse or bad credit rating?

The think banking bank account could be just the solution you're looking for.

Click here to find out about our think banking account

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Call freephone: 0800 161 3516

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