Debt Management from Gregory Pennington

Established in 1993, Gregory Pennington is one of the founders of Debt Management in the UK. Since then, we've helped over 100,000 people with a wide range of financial difficulties.

Our aim is to provide expert guidance, practical assistance and a simple, straightforward way of helping you pay off your debts. Our 300+ staff are expertly trained and currently help around 40,000 people on our Debt Management Programme.

Try our free debt management test

Take our simple debt test and we'll give you an instant recommendation on the best way of tackling your debts.

Tell us your situation

Your total debt: Please select... £2,000 to £7,000 £7,000 to £12,000 £12,000 to £19,000 £20,000 + Employment status: Please select... Employed full time Employed part time Self employed Unemployed Retired Student Your location: Please select... England Wales Scotland Northern Ireland I agree to the privacy policy:

Tell us about you

First name: Surname: Phone number: Email address:

Your privacy is important to us. All correspondence is held in strict confidence and we only request information required to find the best debt solution for you.

Benefits of debt management:

Tailor-made to suit you
Our advisers will go through your income and expenditure with you and agree an tailored monthly payment that allows for all your day-to-day living expenses.

We deal with your creditors
We take care of all the paperwork, deal direct with your creditors and negotiate reduced repayment arrangements on your behalf.

We aim to freeze or reduce interest and charges
Our strong working relationships with the major creditors mean that whilst they are not obliged to, we can often persuade your creditors to freeze or reduce interest and charges.

One single point of contact
Once on the Debt Management Programme you'll have your own Personal Finance Manager who is available to give expert help and guidance whenever you need it.

A note about debt management
Repaying your debt over a longer period of time may increase the amount you pay. Plus, although joining a debt management programme won't always show up on your credit report, it could still affect your ability to obtain credit - making a new repayment agreement with your creditors does mean you're not sticking to the original one, so they may choose to issue a default notice (if they've not done already).

Key information:

About our service and fees:

Our expert advisers may recommend that you enter a debt solution once you've discussed your circumstances with them. If you decide to enter a solution, there will be fees involved - at Gregory Pennington, we are committed to providing the very best customer service, and to normally charging lower fees than other major fee-charging debt management companies. Click here for more on our fees.

What if I change my mind?

Remember, you are not obliged to enter a solution. If you do, and you change your mind, you have a right to cancel your agreement with us at any time during the first 14 days of its term.

How will it affect my credit rating?

Whilst on a Debt Management Plan, your credit rating will be affected for a short period of time. It may also be affected in the medium to long term.

We're here to help you

People often feel that when they get into debt there's nowhere to turn, and nobody to talk to. At Gregory Pennington we believe that a professional, tailor-made debt management service delivered by a team of personal advisers is by far the most effective way to help you repay your debts and put your financial worries behind you.

In fact, the importance we place on personal service is the key to our successful Debt Management Programme. And from making your first contact with Gregory Pennington to making your final repayment to your creditors, we're with you all the way.

• From individual debt counselling to providing you with your own dedicated Personal Finance Manager on a day-to-day basis.
  
• From calculating how much you need for everyday living expenses to working out how much you can afford to repay.
  
• From negotiating with your creditors to handling all correspondence relating to your debts.
  
• From carrying out regular reviews of your programme to helping you with alternative solutions as your circumstances change.
  Click here for further details about our other debt solutions

Our priority is to help you manage your finances more effectively. Our Debt Management Programme is tailored to your individual needs, so whatever your current circumstances, you'll find everything is set up and managed with your interests firmly in mind.

Get debt management help today
call: 0800 161 3516

• Debt Management Programme
• Individual Voluntary Arrangements
• Trust Deeds for Scottish residents
• Bad credit bank accounts

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