Debt Counselling

We provide confidential debt advice by Freephone. There’s no charge, there’s no obligation and even the call is free.

Our debt counselling is available to UK residents six days per week; just call our freephone number and ask for debt counselling. Your personal details will remain strictly confidential.

Tell us about your debts

Tell us about your money problems, we’ll listen and we’ll understand. We’ll learn about your financial situation. We’ll examine your monthly income and your expenses. We can then give you debt counselling based on your financial situation and what is best for you now, and in the future.

We’ve already helped well over 100,000 people from all walks of like, with all kinds of money problems; so please don’t be afraid to call us.

We are totally committed to your financial well-being and to always acting clearly, fairly and honestly in all our dealings with you and with your creditors.

Symptoms of debt

Loans, credit cards and overdrafts are often all too easy to get, and extremely tempting as a short-term solution to getting hold of ready cash. The problems start when you simply can’t afford the repayments each month.

Is this you?

• Are you using credit for things that you used to pay cash for?
• Are you unable to meet the monthly repayments on store/credit cards, loans and overdrafts?
• Are your monthly outgoings greater than the money coming in?
• Are money worries causing arguments at home?
• Are you worried that you will never be able to repay your creditors?

It may be that you’ve suffered a change in circumstances such as a job loss, bereavement or divorce; or perhaps you’ve simply overestimated what you could afford to pay back each month. Gregory Pennington is not here to judge you, simply to advise on a practical solution that’s best for you.

Top of page

• Debt Management Programme
• Individual Voluntary Arrangements
• Trust Deeds for Scottish residents
• Managed bank accounts
  

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