Call free for debt management, debt help & advice

Debt Consolidation

If you’re juggling lots of different debts on credit cards, store cards and other loan or HP agreements, debt consolidation could be the solution for you.

If you're repaying multiple debts, not only might you be paying over the odds in interest but you also have the added hassle of dealing with lots of different creditors: one missed payment could lead to higher interest rates or default charges, and with several creditors to deal with, keeping up with your financial commitments can become a nightmare.

Our dedicated team of debt consolidation loan experts can assess which is the best solution so that you can combine all your monthly outgoings into one lower affordable monthly payment - in one FREE phone call. They’ll talk through your requirements, in confidence, and find you the best debt consolidation loan for your situation from our comprehensive panel of lenders.

For more information on debt consolidation click here or call us for a free consultation on 0800 161 3516.

Get debt consolidation loan help now!

We've have helped thousands of people to:

1. Turn all their debts into one manageable monthly payment.

Get a simpler way to pay that could also reduce the amount you pay! By combining your debts into one new loan, you could reduce the interest you’re paying, not to mention stopping the hassle of dealing with multiple creditors.

2. Reduce monthly repayments without affecting their credit rating

Taking out a consolidation loan over a longer period will often result in reducing your monthly repayments – with no effect on your credit rating. But it's important to remember that making lower payments over a longer period could mean paying back more in the long term.

3. Take advantage of lower interest rates

Reduce the rate of interest you pay on high-APR store cards, credit cards, loans and overdrafts by switching them all into a lower-APR consolidation loan.

Speak to a consolidation expert today
call freephone: 0800 161 3516

Gregory Pennington can offer you a range of debt solutions, all specially tailored to suit your individual needs & circumstances. These include:
CML `overestimated repossession risk` - 01/07/2009
The Council of Mortgage Lenders (CML) has revised its prediction of the number of repossessions likely to take place this ...
Debt: rise in bankruptcies amongst over-45s - 01/07/2009
New research has suggested that the over-45 age group is experiencing a significant rise in the number of people going ...
Londoners` personal debt increases - 01/07/2009
Financial advice partnership Capitalise has reported a sharp increase in the average level of debt amongst Londoners seeking debt advice, ...

Gregory Pennington are founder members of DEMSA (Debt Managers Standards Association).


DEMSA are the first trade body within the finance industry to successfully secure approval for its code of practice under the OFT Consumer Codes Approval Scheme (CCAS).


© 2009 Gregory Pennington Ltd. Pennington House, Carolina Way, South Langworthy Road, Salford M50 2ZY. Company Registration No. 2855061
Registered in England and Wales

Debt consolidation loans and mortgages are arranged by Think Loans and Mortgages Ltd, part of the Think Money Group, who act as a broker between the borrower and the lender and recommends loans from its panel of lenders. Borrowers should review the lender’s terms of business.

Debt management, debt help & debt advice services:
Debt Management | Debt Solutions | Debt Consolidation | IVA | Trust Deed