Credit Reference Agencies collect information about individuals which is relevant to them obtaining credit. This information includes current and previous addresses, mortgage information and bank account details, as well as previous and current credit applications. Your report is checked by all credit institutions you approach for finance.
Credit Reference Agencies can provide you with a detailed and up-to-date listing of your financial history. Here are some of the Credit Reference Agencies operating in the UK.
Call Credit Plc
One Park Lane
Leeds LS3 1EP
West Yorkshire
www.callcredit.co.uk
Equifax Plc
PO Box 1140
Bradford
BD1 5US
www.equifax.co.uk
Experian Consumer Help Service
PO Box 8000
Nottingham
NG1 5GX.
