Bad credit advice

Many people experience the frustrating situation of being refused credit, without necessarily knowing why. This could be for a number of reasons, ranging from a bad credit rating to previous County Court Judgments (CCJs) or being in arrears with creditors. If you have been declined credit the lender will be able to provide you with an explanation.

Your credit history will affect your ability to obtain further credit as this is held by the Credit Reference Agencies and could be referred to by any creditor that you contact. You may have been refused credit simply because you failed to make 'normal' payments to one or other of your creditors - even late payments can count against you. Don't worry; Gregory Pennington Debt Management Services can help.

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Gregory Pennington Debt Management Services have helped thousands of people get their lives back on track and will provide you with expert advice and practical solutions, whatever your circumstances and regardless of any 'bad credit' problems that you may have.

Our trained specialists will take your details (in confidence and without obligation) and recommend the best way forward for you, based on your situation. Because we have such a comprehensive range of solutions, you can rest assured that we can recommend the right one for you. These include:

• Debt Management Programme
• Individual Voluntary Arrangements
• Trust Deeds for Scottish residents
• Bad credit bank accounts

Don't leave your debt problems to get worse – talk to the experts today! Contact Gregory Pennington Debt Management Services and take control of your finances NOW.

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